Welcome to Jo Landers Business Services, working to offer a cost-effective way for smaller businesses to access a wide range of support services and solutions.
This web site provides information and resources, as well as describing the products and services offered. Feel free to browse the site and download articles for personal use. If you have a comment or suggestion, or find a broken or missing link, please
Use this calculator to see what an employee really costs after benefits and employer-paid taxes.
Bookkeeping and Quickbooks questions answered, based on search terms people have used to access this site
Incorrectly classifying subcontractors can have serious financial consequences for your business. This article provides an overview of the IRS & Massachusetts guidelines for classifying subcontractors, 'best practice' guidelines for maintaining a paper trail to support a subcontractor classification, and a description of the impact not having separate proofs of insurance can have on your own liability and workers compensation policies. Includes links to relevant areas of the IRS and mass.gov websites.
An overview of the problems with using your @comcast, @verizon, etc. email address as the main point of contact, especially if you have a business and/or a registered domain name. Includes information on inexpensive ways to have an email address that is fully in your control, even if you don't have a website.
The Insurance Partnership has been providing health insurance premium subsidies for the working poor for several years. In July of 2007, when Massachusetts began requiring proof of health insurance, eligibility for those premium subsidies was greatly increased. Includes an overview of the program and links to the Insurance Partnership and Commonwealth Connector web sites, where employees, employers, individuals and the self employed may apply for subsidies and individuals not covered by an employer plan may shop for lower-cost health insurance.
I've been ordering business checks and check supplies from these people since 1998 (computer checks, deposit slips, one-write systems, etc.). Their online ordering system is clear and easy to use and customer service has been great. Prices are generally at least 10-20% lower than ordering through your bank or other supplier. And unlike many online vendors, you CAN easily contact them by phone, fax or mail as well as using the web-based ordering system.
Check out the Local Network page for discounts and coupons from businesses in the Pioneer Valley, as well as a list of recommended vendors I've had good experiences with.
Check out my new site, PioneerValley.info
Get information or find things to do in the Pioneer Valley and send feedback on the town elections project!
Link to my Apartments for Rent, Holyoke, MA page in case you've been directed here by an outdated link from another site. Please follow this link BEFORE you call or email me!